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DiGi Personal Accident Plan
Get immediate coverage with just a click of your mobile phone.
With DiGi Personal Accident Plan, you can now get instant protection for you and your family with just a few clicks on your mobile phone. Coverage includes Accidental Death and Permanent Disablement and provides other benefits like Income Protection, Snatch Theft and settlement of your outstanding phone bill in the event of any unforeseen circumstances that causes the individual bodily injury.
Benefits
BENEFITS PA 1 PA 2 PA Family
Accidental Death & Permanent Disablement Coverage RM 160,000 RM 50,000 RM 160,000
Income Protection to Subsidize Income/Expenses (due to Accidental Death or Permanent Disablement) RM 30,000 RM 15,000 RM 30,000
Snatch Theft compensation RM 500 RM 250 RM 500
Settlement of outstanding DiGi Phone Bill (due to Accidental Death or Permanent Disablement) Up to
RM 1,000		 Up to
RM 500		 Up to
RM 1,000
Premium RM 6/30 days RM 2/30 days RM15/30 days
Please refer to Terms & Conditions for the Master Policy which provides full coverage details.

Please note that your coverage will automatically be renewed every 30 days upon expiring. You can stop renewal by canceling your policy before it expires
Coverage
  • 24 hour worldwide coverage against Accidental Death & Permanent Disablement
  • Income protection in the event of permanent total disablement due to an accident
  • Compensation in the event of a disability as a result of snatch theft
  • Settlement of Outstanding DiGi Postpaid™ Phone Bill in the event of accidental death or permanent total disablement
  • For PA Family customers, the Insured's spouse is covered up to 100% and each child is covered for 20% of the amount specified in the schedule of benefits.
Eligibility
  • All DiGi Prepaid & Postpaid customers between the ages of 18 and 75 are eligible for DiGi Personal Insurance. No medical examinations are required and no health questions will be asked
  • No minimum tenureship with DiGi is required
  • You and your beneficiaries are not deemed to be sanctioned individuals based on the terms and conditions of the policy
How to apply?
Via SMS
To apply, just send an SMS to 2000 based on the keywords listed below:
  Product/Menu Opt in/Out Keyword Shortcode
1. Insurance Main Menu INS 2000
2. Personal Accident Plan INS BUY 2000
3. Cancel Transaction INS HELP 2000
Via Web
To apply, just click on the link below:
LOGIN HERE
General Exclusions
Loss that is a result of self inflicted injuries, violation of law or which arises from the following:
1. Sickness or disease cause by parasites, bacteria or virus unless this results from an injury;
2. Acquired Immune Deficiency Syndrome (AIDS); including Human Immunodeficiency Virus (HIV), HIV Wasting Syndrome and AIDS-related conditions (ARC). We reserve the right to require the insured person to undergo a blood test for HIV as a condition precedent to any processing of any claim;
3. War (declared or not);
4. Flying, unless the insured person is a fare-paying passenger;
5. Taking a drug or drugs other than according to the manufacturer's instructions or taken as prescribed by a registered medical practitioner;
6. Taking a drug or drugs for the treatment of drug addiction;
7. Injuries that are intentionally self-inflicted;
8. Committing or attempt to commit suicide;
9. Violation of law;
10. Where payment would violate a government prohibition, regulation or law or the insured person's involvement in an unlawful act irrespective of whether it is punishable by imprisonment;
11. Deliberate or recklessly exposure to danger;
12. Psychotic, mental and nervous disorders (including any neuroses and their physiological or psychosomatic manifestations);
13. Whilst driving or in charge of a vehicle, with blood/urine alcohol level is above the legal limit stated in the laws of the country where the accident occurs;
14. Activities related to racing of any kind  that involves motorized vehicles;
15. Participating, practicing or training for a sport as a professional and/or where an income is received;
16. Involvement in activities relating to the armed forces, military, peacekeeping forces and similar groups.
 
     
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